Getting auto insurance in California is simple, but understanding your policy can make all the difference. Many drivers aren’t fully aware of the coverage they have, which can result in limited protection. At Everbright Insurance Agency Inc., we help our clients in Pasadena and across California navigate the specifics of auto insurance, ensuring they get the coverage they need. Here’s a breakdown of key coverage options:
Uninsured motorist coverage protects you if you’re hit by a driver without insurance, covering medical bills and property damage. Underinsured motorist coverage comes into play when the at-fault driver’s insurance isn’t enough to cover the costs, helping to bridge the gap in repair and medical expenses.
Comprehensive coverage safeguards your vehicle from non-collision incidents such as theft, vandalism, hail, and fire. It covers the cost of repairs, helping you minimize out-of-pocket expenses for these unexpected events.
Collision CoverageCollision coverage pays for damages when your vehicle is involved in an accident with another vehicle or object (like a pole or building). It ensures that repair costs from impact-related incidents are taken care of.
Liability coverage helps protect you financially if you're responsible for an accident. This includes covering other drivers’ medical expenses (bodily injury) and property damage. It also covers legal costs if you're sued as a result of the accident.
If you or your passengers are injured in an accident, medical payments coverage can assist with medical bills such as ambulance fees, prescription costs, and x-rays. It may also cover lost wages if you’re unable to work due to your injuries.
At Everbright Insurance Agency Inc., we offer tailored auto insurance policies designed for California drivers. Contact us today to find the coverage that best suits your needs and ensures you're fully protected on the road.
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