Commercial Insurance in California

Commercial insurance provides essential protection for businesses in Pasadena, CA, shielding them from everyday hazards and potential liabilities. This coverage extends to employees, visitors, and business property. At Everbright Insurance Agency Inc., we offer comprehensive commercial policies designed to protect your California business. Here’s how our coverage can benefit your firm:

Building Coverage

Building coverage protects your business premises and its contents from risks such as fire, theft, and vandalism. It also includes business interruption coverage, helping your business recover from losses and resume operations as quickly as possible.

Cyber Insurance

As businesses increasingly face online threats, cyber insurance has become a critical safeguard. This coverage helps protect against data breaches and cyberattacks, covering expenses such as monitoring costs, client notifications, and ransom demands.

Errors and Omissions (E&O) Coverage

Errors and omissions coverage, also known as professional liability insurance, protects your business against claims of negligence or mistakes in professional services. It is particularly beneficial for businesses in fields such as accounting, law, real estate, and insurance.

Auto Coverage

Auto insurance protects your company vehicles and covers costs if employees are involved in accidents while driving for business purposes. This coverage helps with repair or replacement costs in the event of significant damage.

Workers' Compensation Coverage

Workers' compensation ensures that employees are covered if they sustain injuries on the job. It provides for medical expenses and also covers legal fees if your business faces a lawsuit related to workplace injuries.

General Liability Coverage

General liability insurance covers a range of potential risks, including property damage, bodily injury to third parties, and claims such as slander or libel. It helps cover legal fees, medical bills, and the cost of repairing damaged property.

These commercial insurance options provide California businesses with comprehensive protection, allowing you to focus on maximizing profits and growth. Contact Everbright Insurance Agency Inc. today to explore customized coverage tailored to your Pasadena, CA business needs.