Home Insurance in California

Protecting your home is essential, and having the right insurance coverage ensures your investment is safeguarded from unexpected events. At Everbright Insurance Agency Inc., we offer a variety of home insurance policies tailored to the needs of homeowners in Pasadena and throughout California. Below are some of the key coverage options available:

Contents Coverage

Contents coverage protects your personal belongings from risks like hail, vandalism, and lightning. In the event of theft, it helps cover the replacement costs for items such as furniture, clothing, and electronics. For high-value items like jewelry or fine art, additional coverage may be required, as standard contents coverage often excludes such valuables.

Building Coverage

Building coverage comes into play when disasters like fire, hail, or other damaging events affect the structure of your home. This coverage helps cover the repair or rebuilding costs, ensuring your property is restored. It also extends to detached structures such as garages, sheds, and other outbuildings, compensating you for their repair or replacement.

Liability Coverage

Liability coverage is ideal for homeowners who frequently entertain or have guests. It provides financial protection if someone is injured on your property, such as in a slip-and-fall accident, and covers their medical expenses. If your pet causes injury, like a dog bite, liability coverage will also help with the associated costs. Additionally, it covers damage to a guest's personal property and your legal fees if you are sued due to these incidents. Court-awarded damages are also included under this coverage.

Home insurance is a crucial part of protecting your Pasadena, CA property from everyday risks, offering peace of mind year-round. Contact Everbright Insurance Agency Inc. today to discuss the home insurance options best suited to your needs as a California resident.